WELCOME TO THE PAN-EUROPEAN INSURANCE FORUM

The Pan-European Insurance Forum website is subject to the following terms.

By accessing the Pan-European Insurance Forum website and using their content, you acknowledge and agree that you have read and understood the following terms of use and agree to be bound by them. Please do not use the Pan-European Insurance Forum website if you do not agree with these terms of use. As used below, the terms "we", "us" and "our" refer to the Pan-European Insurance Forum.

The Pan-European Insurance Forum website is available for information purposes only. The posting of content and access to the Pan-European Insurance Forum website do not constitute, either explicitly, any provision of services or products by us.

No information provided by the Pan-European Insurance Forum website should be interpreted as an offer or a solicitation for an offer or as advice on investment, legal, tax or other matters. Where such advice is required, a professional should be consulted.

We endeavor to ensure that all content provided by the Pan-European Insurance Forum website is up-to-date. However, we do not warrant that said information is up-to-date, accurate or complete.

All content of the Pan-European Insurance Forum website is protected by copyright with all rights reserved. All rights to the pages, site content and design are owned by Pan-European Insurance Forum. Content available for download may be used for non-commercial use only. The Pan-European Insurance Forum has to be credited. Apart from that you are prohibited from creating derivative works or using any content for any purpose without the prior written approval of the Pan-European Insurance Forum.

All content of the Pan-European Insurance Forum website, including, but not limited to, graphics, text and hyperlinks or references to other sites, is subject to alteration without prior notice and is provided on an "as is" basis and without warranty of any kind, expressed or implied, including, but not limited to, implied warranties of merchantability, suitability for a particular purpose, non-infringement and freedom of rights of third parties.

We do not warrant the adequacy, accuracy, reliability or completeness of any information provided by the Pan-European Insurance Forum website and expressly disclaim any liability for errors or omissions therein. The user is responsible for the assessment of the information’s adequacy, accuracy, reliability and completeness.

We do not warrant that the functions of the Pan-European Insurance Forum website will be uninterrupted and/or error-free, that defects will be corrected or that the Pan-European Insurance Forum website or the servers that make them available are free from computer viruses or other harmful components.

Certain hyperlinks or referenced websites in the Pan-European Insurance Forum website may take you to third party websites. the content of these websites has not been investigated or analyzed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked websites and disclaim any liability for any and all of their content. Any hyperlinks to other websites are offered for your convenience only and imply neither that we endorse such websites or products or services that are described there as our own, nor that we approve or deem the content to be corrected.

The Pan-European Insurance Forum website is not intended for any person in any jurisdiction where (by virtue of that person's nationality, residence or otherwise) the publication or availability of the Pan-European Insurance Forum website is prohibited. Persons to whom such prohibitions apply may not access the Pan-European Insurance Forum website.

We reserve the right to change, modify, add to, or remove sections of these terms of use at any time.